NBFCs News

RBI Imposes Stricter AIF Investment Limits: Banks and NBFCs Now Capped at 10% per Scheme

The RBI has updated its AIF investment guidelines, capping individual bank and NBFC investments at 10% of an AIF's corpus and collective investments at 20%. New risk controls inclu...

Crisil Predicts a Sharp Decline in NBFCs' Education Loan Growth Amid US Immigration Policy Changes

Crisil forecasts a 50% slowdown in NBFCs' education loan growth due to US immigration policy changes affecting Indian students' plans for higher education abroad. Education loans w...

Indian Banks Face Margin Pressure Amid Falling Rates and US Tariff Challenges

Indian lenders are expected to manage US tariff impacts better than Asian peers but face margin pressures from falling rates. NBFCs see slower growth due to stress in unsecured loa...

RBI Introduces Innovative Strategy for Banks to Offload Stressed Assets Directly to Investors

The Reserve Bank of India proposes a new mechanism for banks and NBFCs to sell bad loans directly to investors, introducing resolution managers for asset recovery and setting new c...

RBI Tightens Gold Loan Regulations: New 75% LTV Cap and Stricter Oversight Unveiled

The Reserve Bank of India (RBI) has proposed tighter regulations for gold-backed loans, including a uniform 75% LTV cap and stricter oversight. Lenders must now assess borrowers' c...

Monthly Growth of 12% in Loans Through Account Aggregator System Hits Rs 1.3 Lakh Crore

The account aggregator system has achieved a 12% monthly growth in consents, facilitating loans worth over Rs 1.3 lakh crore by December 2024. With over 14.3 crore borrower consent...

Sebi Opens Doors for Small Finance Companies to Dive into Bad Debt Securities Market

Sebi has relaxed norms for security receipts, allowing smaller NBFCs and HFCs to invest, aiming to boost liquidity in the distressed debt market while introducing safeguards agains...

Surge in Default Rates for Small-Ticket Personal Loans Under Rs 10,000: A Deep Dive

Recent data shows a significant increase in default rates for personal loans under Rs 10,000, with a peak in delinquencies among loans issued between December 2023 and June 2024. N...